My wife is there safe & sound and has, of course, dived right into her work instead of spending the first few days learning where the best empanadas in town are, as I suggested. We get to Skype every day, and we are continually amazed at the wonder which is free unlimited international communication...with video! It is like winning the lottery every day we wake up alive in this crazy, wonderful world.
Okay, onto the real subject of today's post. Here is what our financial house looks like at the end of September.
Assets (including the house): $432,415 (+$13,394)
Liabilities (the mortgage): $0 (+$0)
Liquid Assets (no house/vehicles): $226,484 (+$11,452)
Home Value (zillow.com): $196,491 (+$2,038)
Net Worth: $432,415 (+$13,394)
Just as I was whining last month about our home outpacing our liquid assets, our investments take notice & outperform the house. As always, ask and ye shall receive. I have no complaints on our progress this month, and just have to express gratitude for how lucky we are. A few years ago we were scraping by on just my teacher's salary (and we made less in Arizona than in a lot of other states) and were suffering through some stressful times financially & in my career. Now are debt free, own our little home, and are making more in a new field while stressing less about work & money. I know this all probably sounds like bragging, but I am aiming for simple gratitude for the good things we now have. Someone up there loves us & is looking out.
My wife & editor is not here to stop me from lowbrow alliteration, so, unfortunately, you're just going to have to deal with it. I feel like we've been coasting, financially, over the summer. While I think that's a pretty good thing for people who take finances a bit too seriously, at this point a little challenge is in order. So, with the weather cooling down here in Arizona, I am challenging myself to not use the car, at all, during the month of October. I work from home, will always be carrying only one passenger, and grocery loads should hypothetically be smaller, so I think it's do-able.
So for the next thirty one days, my only allowable means of transportation are my feet, my bicycle, and my trusty scooter. Wish me luck!
Oh, and I do have a question for you kind readers. A couple weeks ago my wife, her sister and I took a nighttime bicycle ride to a restaurant up the road. We chained up our bicycles in a little rack outside, noting the rack was particularly crowded. On the way home, I noticed my back wheel was rubbing, badly, once per revolution. It turns out it's way, way out of true. (Either I, or someone else, must have done something bad to it when it was on the rack outside the restaurant.) Is this a repair I, a true bicycle novice, can handle myself? And if it's better that a repair shop give it a go, what do you think a reasonable price should be?
Thanks, as always, for reading.
*Photo was taken by epSos.de at Flickr Creative Commons.