Monday, October 16, 2017

Housing, Mobility, and Opportunity

Housing, Mobility, and Opportunity
My family has always been mobile. My mother moved here from the Philippines in the seventies with an associates degree from the lesser known MIT: Mapua Institute of Technology. My father took his mechanical engineering degree from Massachusetts to chase the jobs where they led him: South Africa, San Francisco (where he met my mother), Arizona (where I was born), Nevada, Montana, before finally settling our family in Pittsburgh, where the pay was pretty good and you could buy a big house in the suburbs with good schools on a single income.

Monday, October 9, 2017

Inside the Index

Inside the Index
If you write about personal finance long enough, you find yourself walking some well-worn ground. After a while, it seems we all take a crack at the same tired problems that so many other writers have over the years.

We've all written about paying off consumer debt. And who hasn't had a hot take on a way to be just a little more frugal?

So with my apologies, today I'm writing about a subject that you've all heard about too much these days: genocide, and why it's not good.

Monday, October 2, 2017

Budget Porn: September 2017

Budget Porn: September 2017
They say that you never bury the lede, so here it is: September destroyed our budget.

We spent way above our long term monthly average, most of our spending was completely discretionary, and this month threw off our future financial independence projections pretty significantly.

We might have screwed up.

Let's dig into the details to see how.