tag:blogger.com,1999:blog-2980246226076317453.post3468100455051693208..comments2024-03-27T09:17:51.095-07:00Comments on Done by Forty: So Long, PerkstreetDone By Fortyhttp://www.blogger.com/profile/06246597867355460723noreply@blogger.comBlogger40125tag:blogger.com,1999:blog-2980246226076317453.post-85582234015355499952013-08-26T21:12:22.663-07:002013-08-26T21:12:22.663-07:00Hmmm, I hadn't considered USAA. My grandfather...Hmmm, I hadn't considered USAA. My grandfather served in WWII so maybe that might count? Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-16408647389782680612013-08-26T07:47:39.493-07:002013-08-26T07:47:39.493-07:00If anyone can get a USAA account, they are amazing...If anyone can get a USAA account, they are amazing. They refund all of your ATM fees, you can deposit with iPhone or scanner for free, I've never paid a fee or any kind. No min balance or anything. You can also make deposits at UPS stores. Their customer service is legendary. Their car insurance is also cheaper than anywhere else I've shopped and every Jan, I get my rates quotes again just to be sure. The drawback? You have to be a veteran or have a parent who was a veteran/mil member. Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-36946373984473479672013-08-24T10:05:27.246-07:002013-08-24T10:05:27.246-07:00Simple does seem like a good option from that vide...Simple does seem like a good option from that video but I wish there was more information available initially.Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-8861333390964555572013-08-24T05:22:03.781-07:002013-08-24T05:22:03.781-07:00I've wanted to try Simple but haven't give...I've wanted to try Simple but haven't given it a to yet. Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-14222634350060024462013-08-15T12:58:25.546-07:002013-08-15T12:58:25.546-07:00Ha! Yeah, I can see how that simplicity and secur...Ha! Yeah, I can see how that simplicity and security is attractive. It sounds like we have the same banking problems on both sides of the pond...Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-30587874538592262472013-08-15T12:57:53.413-07:002013-08-15T12:57:53.413-07:00Back in Pittsburgh I used to bank with PNC...I mis...Back in Pittsburgh I used to bank with PNC...I miss that bank. They were great.<br /><br />I think the Fidelity option looks good as well, and I hear you on the inertia. It's a pain to change direct deposits, checks, automatic billings...if we didn't have this kick in the pants we probably would just stay put.Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-22375082686894053222013-08-15T12:15:22.513-07:002013-08-15T12:15:22.513-07:00We've had all sorts of problems with banks in ...We've had all sorts of problems with banks in the UK in recent years. They loaned too much money out to the public for 100% mortgages and other credit facilities and many ended up going under when the economy took a downturn. I can see why some people hoard their cash under the floorboards!debtfreeonedayhttp://diseasecalleddebt.comnoreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-91297361405193050992013-08-15T12:13:01.185-07:002013-08-15T12:13:01.185-07:00I use Capital One 360 for savings and mortgage pay...I use Capital One 360 for savings and mortgage payments (since the money sits in the account all month), and PNC Bank for everything else. If you do it right, there are no fees and some perks, but you're not going to get the same return as an online bank. The Fidelity Cash Management Account looks pretty sweet, but the inertial factor has kept us from moving to it.Mom @ Three is Plentyhttp://3isplenty.comnoreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-41137956449426242912013-08-15T09:59:12.975-07:002013-08-15T09:59:12.975-07:00Yeah, for a bank that claimed to be so different f...Yeah, for a bank that claimed to be so different from others, they pulled a move that I doubt many of the big banks would try. <br /><br />I like that others have been staying with the same bank for generations. We haven't been that lucky, but hopefully the bank that gets our next checking account will stick around!Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-4640374743215027842013-08-15T09:30:24.974-07:002013-08-15T09:30:24.974-07:00Man, that blows that they didn't even give a g...Man, that blows that they didn't even give a grace period for the rewards points! I just use a 'standard' bank for checking and an online one for my savings account. No rewards on the former, but it's been around and what my family's used since I was a little one so I just haven't really strayed from it.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-83211243819084445022013-08-15T07:30:54.125-07:002013-08-15T07:30:54.125-07:00I've always wanted to be able to pay the mortg...I've always wanted to be able to pay the mortgage with the credit card, but often there are fees with doing so that cost more than the rewards earned.<br /><br />However, if you're willing to do some work, there does seem to be a way to get rewards and pay your mortgage/rent, tuition, etc. with the Bluebird card. There are some hoops, but if you're willing to go through them, the rewards dollars could be significant:<br /><br />http://millionmilesecrets.com/2012/10/24/bluebird-bill-pay/<br />Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-30392515861163633712013-08-15T07:28:05.820-07:002013-08-15T07:28:05.820-07:00I read on their site that Perkstreet was trying to...I read on their site that Perkstreet was trying to find funding sources or someone to acquire the business. So I think they didn't bring in enough revenue from the merchant fees to cover their expenses & rewards, as they never really charge their customers. But that's just my guess.Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-56002800173018762102013-08-15T07:26:21.038-07:002013-08-15T07:26:21.038-07:00Yeah, most everyone with a Credit Union seems to l...Yeah, most everyone with a Credit Union seems to love them. That's got to be a good sign. There are a ton of local ones around here, so it might be worth checking one out. I did look into one a few years ago but I remember there were some hoops to jump through, like using my debit card 6 times a month or facing a fee. Maybe that isn't typical of Credit Unions though...Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-87994004296076315112013-08-15T07:24:53.097-07:002013-08-15T07:24:53.097-07:00No worries. I think it's good to have stabili...No worries. I think it's good to have stability with a bank.Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-28897340507049478842013-08-15T07:24:22.886-07:002013-08-15T07:24:22.886-07:00I've never tried Bank of America but I'd l...I've never tried Bank of America but I'd like to possibly stay with an online bank or a credit union. As for Perkstreet, I'm not sure how financially sound they actually were...but who knows. They're not being entirely forthcoming with information.Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-86801613272209245372013-08-15T07:21:54.700-07:002013-08-15T07:21:54.700-07:00I think you're right, Sarah. Had they mention...I think you're right, Sarah. Had they mentioned this to their customers, they'd be in an even worse financial state.Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-54129628310214677242013-08-15T06:56:58.302-07:002013-08-15T06:56:58.302-07:00I'm a big credit union fan, myself. Although I...I'm a big credit union fan, myself. Although I haven't really gotten on the rewards bandwagon and feel a little dumb for leaving money on the table. I might have to jump on board. If I could at least pay my mortgage with the credit card, I'd be getting some sweet rewards. Pretired Nickhttp://pretired.org/noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-36835645452956414142013-08-15T05:39:00.910-07:002013-08-15T05:39:00.910-07:00I think it's so weird that they're going o...I think it's so weird that they're going out of business. How does that even happen?Holly@ClubThriftyhttps://www.blogger.com/profile/16943656467827987350noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-12637733981140762692013-08-15T04:46:01.567-07:002013-08-15T04:46:01.567-07:00The whole "bank closing" thing freaks me...The whole "bank closing" thing freaks me right out - reminds me of the Great Depression stuff I've read. We have been using a Credit Union for years, and LOVE them. Great customer service, very reasonable costs, rates, etc. They may not pay what you got at Perkstreet, but for us at least, the stability is worth it. :-)Laurie @thefrugalfarmerhttp://www.thefrugalfarmer.net/noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-34160890814889994392013-08-15T04:45:07.579-07:002013-08-15T04:45:07.579-07:00I had heard a lot about perkstreet but never did b...I had heard a lot about perkstreet but never did business with them. I've used the same bank since I was a kid so I'm probably not the right person to give an opinion on this haha.DC @ Young Adult Moneyhttp://www.youngadultmoney.comnoreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-42151908743195313562013-08-15T03:13:21.175-07:002013-08-15T03:13:21.175-07:00I wish I could give you a place that works online ...I wish I could give you a place that works online but I use a place most people hate BOA. I like them but I don't know if they are who/what you are looking for. You really need to make sure things are in order for your wife since she will be abroad for awhile. Perkstreet stated they we financially sound but something about money for growth. I saw it on Bargaineering a few days ago. Thomas | Your Daily Financehttp://www.yourdailyfinance.comnoreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-43458008923626392742013-08-14T20:20:55.925-07:002013-08-14T20:20:55.925-07:00I'm not in your hood, so my recommendations ar...I'm not in your hood, so my recommendations aren't useful. Interestingly, it does sound 'too good to be true'. We're lucky to not really have any bank fold in Australia, I'm not sure if it's regulators or what, but they all stand the test of time. I had about 6 banks on the go for a while, I think I've trimmed one or two down of late, but still, I balance my exposure (mainly with all their different perks).<br /><br />I bet there was no warning, cause warning = fire sale = more debt... Sad but true I think!SarahN @ livetolisthttps://www.blogger.com/profile/01429385342825413879noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-53735364622157282922013-08-14T16:10:16.917-07:002013-08-14T16:10:16.917-07:00Hi Micro. That's a pretty sweet discount, bec...Hi Micro. That's a pretty sweet discount, because it's recurring. That's $140 a year, every year. Well done.Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-12906028809947116692013-08-14T16:05:26.099-07:002013-08-14T16:05:26.099-07:00I'm a huge fan of credit unions, you can usual...I'm a huge fan of credit unions, you can usually get some great perks like local small banks since neither has shareholders to please. One credit union I'm with now partnered up with Geico for auto insurance so now I save $70 on my 6 month premium just for banking with them. Microhttp://microsmissions.com/noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-55225194604451281032013-08-14T09:28:53.845-07:002013-08-14T09:28:53.845-07:00Hi Zoe,
Do they also offer a checking option? I&#...Hi Zoe,<br />Do they also offer a checking option? I'll have to look into that. Thanks!Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.com