tag:blogger.com,1999:blog-2980246226076317453.post3615953916572336833..comments2024-03-29T03:03:36.922-07:00Comments on Done by Forty: Budget Porn, February 2018Done By Fortyhttp://www.blogger.com/profile/06246597867355460723noreply@blogger.comBlogger17125tag:blogger.com,1999:blog-2980246226076317453.post-75913126406170072172018-03-27T10:08:40.195-07:002018-03-27T10:08:40.195-07:00For all health care? For the baby, too?
Seems lik...For all health care? For the baby, too?<br /><br />Seems like a really inefficient way to go in for the regular check ups.Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-11418050194633875392018-03-27T05:27:20.285-07:002018-03-27T05:27:20.285-07:00Not worth it. go without and fly to mexico to get ...Not worth it. go without and fly to mexico to get health care it will cost you lessAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-12072948428110996932018-03-24T13:25:18.319-07:002018-03-24T13:25:18.319-07:00That is all good advice, FIREstarter. I suspect we...That is all good advice, FIREstarter. I suspect we are buying/receiving way too much. But being that it's our first time, we probably are going to make a ton of mistakes...just part of the process of learning, I'm sure!<br /><br />I'll definitely search your blog for some tips and maybe reach out.Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-817530230451496462018-03-20T11:07:30.274-07:002018-03-20T11:07:30.274-07:00My main peice of advice on baby purchases is that ...My main peice of advice on baby purchases is that if you think you need something you probably don't! Outside of the obvious, cot, pram, changing mat, baby clothes and day to day consumables. <br /><br />We bought a fair number of gadgets that we barely ever used then baby grew out of the age where they were useful surprisingly quickly. Luckily we bought most of that stuff second hand so it didn't dent the finances too much. I'd definitely wait till baby comes before buying too much kit as well.<br /><br />I did a couple of posts summarising this and other aspects of parenting on the blog, if you wanted to take (another?) Look. Won't post the links here but should be easy enough for you to find :)<br /><br />If you want a specific chat about any of it feel free to drop me a mail as it's all still relatively fresh in my mind/experience! Good luck again! :)<br />theFIREstarter.co.ukhttps://www.blogger.com/profile/11161550795321520113noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-59651682315148385712018-03-07T08:55:21.186-07:002018-03-07T08:55:21.186-07:00Thanks, Caroline! I checked out your last post and...Thanks, Caroline! I checked out your last post and it looks like you're doing great as well. And I like the name: Money Scrap has a nice ring to it.Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-88857939725085929392018-03-07T08:51:45.080-07:002018-03-07T08:51:45.080-07:00Thanks, Kristy! I'm consistently torn between ...Thanks, Kristy! I'm consistently torn between the possible upside (maybe we'll hit FI this year!) to the possible downside (we may be more like 5 years out if a correction hits at the wrong time).<br /><br />But at this point I'd be very happy with the average.Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-8969851127134383582018-03-07T06:24:47.418-07:002018-03-07T06:24:47.418-07:00You are doing great, congrats!
Pets do cost a lot ...You are doing great, congrats!<br />Pets do cost a lot of money but totally worth it:)Carolinehttps://moneyscrap.comnoreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-55629018554059644372018-03-07T03:33:32.149-07:002018-03-07T03:33:32.149-07:00Congrats on being only 2 years from retirement, Db...Congrats on being only 2 years from retirement, DbF! The finish line is so tantalizingly close!Anonymoushttps://www.blogger.com/profile/17344483376849442717noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-48393401244837443002018-03-05T15:07:46.461-07:002018-03-05T15:07:46.461-07:00Thanks, Frankie! If we can manage to lower our ann...Thanks, Frankie! If we can manage to lower our annual spending we could hit FI crazy soon. But it's hard to say whether the higher amount we spent in 2017 is more like what we'll spend going forward.<br /><br />And yes, maybe more cash jars is the answer. Maybe for the baby? I dunno.Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-42383070820609612202018-03-05T12:03:48.901-07:002018-03-05T12:03:48.901-07:00Congrats on your success with the cash jar for tho...Congrats on your success with the cash jar for those 3 categories! Sounds like it's worth testing the hypothesis on a few other categories for sure. And just over 2 years to FI? That's fantastic. Good to have the nice round target to hit it by Forty, but sounds like you'll hit it within spitting distance of that goal one way or another.<br /><br />Cheers, FrankieFrankie @ Fully Franked Financehttp://fullyfrankedfinance.com/noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-74166522466491331622018-03-05T11:14:06.056-07:002018-03-05T11:14:06.056-07:00Poor Swiss -- I tried to comment on your last post...Poor Swiss -- I tried to comment on your last post on the radio/tv tax, but I was blocked a couple times. Apparently the blog thinks I'm a bot. :) Just wanted to give you a heads up.Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-16903136523701231562018-03-05T09:01:59.014-07:002018-03-05T09:01:59.014-07:00I know we're very, very lucky to have health i...I know we're very, very lucky to have health insurance costs where they are. For a little context, that is the cost only for me. Mrs. Done by Forty is a PhD student so her R.A.-ship covers health insurance, tuition, and also pays her a small stipend.<br /><br />But when she graduates, she'll likely either come on to my insurance or, depending on her work situation, have her own. Same with the baby. But either way, our health insurance costs are going to go up in May/June, and then again likely in December.Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-27771638679814542662018-03-05T09:00:16.784-07:002018-03-05T09:00:16.784-07:00Thanks for the comment, Poor Swiss! I think you ma...Thanks for the comment, Poor Swiss! I think you may be our first commenter from Switzerland. <br /><br />We're planning out our first trip abroad with our soon-to-arrive baby, and Portugal, Southern France, and Italy are on the list. Since we're in the neighborhood, we should probably visit Switzerland too, right?Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-4296319790526126212018-03-05T08:58:28.586-07:002018-03-05T08:58:28.586-07:00We are so not ready yet, Tonya. But we're gett...We are so not ready yet, Tonya. But we're getting closer. Still a million things to purchase but, more importantly for me, more books to read. <br /><br />Our spreadsheet is just a habit at this point. I end up finding it's kind of like a mindfulness exercise: by putting each cost into the spreadsheet of what we spend, I see how well we align to our monthly goal for each category, and then adjust if we're off track.Done By Fortyhttps://www.blogger.com/profile/06246597867355460723noreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-71999756914413603202018-03-05T08:44:53.197-07:002018-03-05T08:44:53.197-07:00I am beyond jealous of your health insurance cost ...I am beyond jealous of your health insurance cost -- we pay $800 per month for just me and my husband and still have to pay $30 copays, 20% of anything, AND have a $3,500 deductible. Plus the costs of all our medications ans supplements. Sigh. The Health section of my budget spreadsheet is the one that makes me the most depressed.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-20113798266764355042018-03-05T07:52:27.578-07:002018-03-05T07:52:27.578-07:00Wow, very good results, congratulations. I never t...Wow, very good results, congratulations. I never though of using the cash jar system, looks very simple yet promising. I may give it a try in the future. <br /><br />Thanks for sharing all these details. The Poor Swisshttps://thepoorswiss.comnoreply@blogger.comtag:blogger.com,1999:blog-2980246226076317453.post-79816269563409245952018-03-05T07:04:49.246-07:002018-03-05T07:04:49.246-07:00Wow May is coming up! You feeling ready? I'm s...Wow May is coming up! You feeling ready? I'm so impressed people keep track of their spending month over month. I don't like PC for that task so I do it manually with an app and it's hard to keep it all up. Glad the cash system is helping you spend less! Tonya@Budget and the Beachhttp://budgetandthebeach.comnoreply@blogger.com