Financial Resolutions

We're now into March, which is about the time when I realize that this is not the year that I'm going to finally lose those fifteen pounds, or learn to play guitar, and I'm going to be the same, overweight, non-musical slob I was last year.

Now, maybe you're one of those annoying people who "betters themselves" and "uses an accountability partner" and "doesn't eat four doughnuts for breakfast" which, if so, good for you. I am not one of those people. Still, I set goals each and every year, even if all past evidence points to me falling short again.