Monday, July 25, 2016

What Happens When Humans Need Not Apply?

What Happens When Humans Need Not Apply
Last week we wrote about our trip to Africa which, given the state of affairs, was perhaps a little too upbeat and cheery. Life isn't all vacations and new experiences. Life is work, and disappointment, and setbacks, and sometimes dealing with hardship. Especially the kind of upcoming hardships that CGP Grey talks about in depressing-but-fast-paced-and-somehow-still-entertaining videos.

In case you hadn't heard, automation is coming for us...and probably not the kind of automation you're used to, either.

Monday, July 18, 2016

Our Trip to Africa

One of our not-so-secret goals is to visit six of seven continents before we start a family. I assume that as soon as we have babies, that our international travel will change dramatically, if not go on a multi-year hiatus altogether.

Stupid babies, they ruin everything.

So far we've been able to visit a lot of North America (layup!), South America a few times, a few trips to Europe, and, as of last month, Africa. Here's a little breakdown of where we went and what we did, with a couple travel hack tips, to boot.

Monday, July 4, 2016

Mortgages, Student Loans, and Good Debt

Mortgages, Student Loans, and Good Debt
Like so many other personal finance nerds, I've spent the last week digging in to JL Collins' new book, The Simple Path to Wealth. I'll spare you another positive review trying to convince you of its merits, or why you should buy it. Not my job, pal.

If you're too cheap to spend eleven bucks on the one book that will finally make you rich and happy, then don't come crying to me in six months when you find yourself destitute, friendless, eating cold pork-n-beans out of a can at the public library, and creeping everyone out.

These are your choices, Bean Can McGee. You just have to live with the consequences.

Monday, June 20, 2016

Oops, We Have a Mortgage Again

That's the title of our terrible Brittany Spears spoof. But it's true, kind of. After aggressively paying off the mortgage on our primary residence a mere three years after buying our first home, mostly thanks to Dave Ramsey and his crazy baby step number six, we're now in the process of a cash-out refi and tapping that equity, so we can end up right back where we started with a one hundred thousand dollar mortgage.

No one ever said we knew what we were doing with money.

Monday, June 13, 2016

When a Million Ain't Enough

When a Million Ain't Enough
We're back home, readers. After three and a half glorious weeks on the circumference of Africa, and a few sweet hours on the edge of Europe in Lisbon, we are finally back with our lovable pups in our cute little house in the god-forsaken heat that is the Arizona summer. While we were away though, I finally got back into writing a bit, and reading your blogs, too. It's been a while.

I recently read something great on Garth Turner's "Greater Fool". Garth featured the young and annoyingly successful Millennial Revolution writers, who had the audacity to retire at 31 in true Mustachian fashion. Thirty freaking one. Nothing like seeing your younger compatriots do better than you to make your own goal of leaving the workforce by forty seem lame.

Tuesday, May 24, 2016

Did We Just Walk into a Child Labor Shop?

Did We Just Walk into a Child Labor Shop?
We were at the end of a too-long tour of Cairo, starting with the Giza Pyramids, then driving out of town to Memphis to see the original capital of Egypt, then off to Sakkara to see the very first pyramids on earth, that are somehow still standing after nearly five thousand years.

We were heading home when our guide mentioned we could go to a rug-making school, where children learn how to weave, a worthwhile skill in a place so stricken by poverty. And we could look at their handy-work and maybe buy a little something if we wanted.

Thursday, May 12, 2016

Budget Porn: Our 2015 Spending

In the halcyon days of 2012, when this blog was bright eyed, and idealistic, we wrote net worth and budget posts every month. They were my favorite, as the posts basically wrote themselves. I just cut and pasted an image out of my budget spreadsheet, talked about the categories we did well in and where we did poorly, and poof, all of a sudden I had eight hundred words on truly personal finance: my personal finances. Eventually, when people we knew in real life started reading the blog, we took all those posts down, along with any others that crossed the line into the gauche. It felt weird that some friends and family knew our exact net worth or how much we spent on groceries and medical care.